Does Medicare Cover Cruise Ship Claims

The short answer is it depends.

Does medicare cover cruise ship claims. Medicare may cover medically necessary services that you undergo on a cruise ship. The earlier you purchase a plan the longer your coverage window. Or within six hours of arrival or departure from an American port.

To get coverage for foreign travel emergencies you may want a Medicare Supplement plan. Some may offer this coverage but the way the services are paid can vary. Original Medicare Parts A and B will pay for health care on a cruise ship only when you are in United States waters.

The cruise ship is in a US. Original Medicare may pay for medical services in domestic waters aboard a cruise ship but not international waters. Port or within 6 hours of a US.

He said that not all medical staff on board cruise ships are not accredited Medicare providers and are billing Australian cruisers for visits to the ships doctor. Medicare Part D prescription drug coverage doesnt cover medications purchased outside the US. So what does travel insurance cover when youre on a cruise.

The ship is in a US. The doctor is allowed under certain laws to provide medical services on the cruise ship. So you have to be located at a US.

Medicare also may provide and pay for your medical services if the service was provided at a United States port or within six hours of departure or arrival to a US. Just like all other settings obtain the medical care you need pay the bill upfront and submit a claim later. Unfortunately Medicare wont cover you when youre on a cruise ship.